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What are my options? In that case, you would choose a hybrid fund or a multi-asset fund. A fund such as DSP Equity and bond fund would fit the bill if you are seeking a moderate risk profile for your long-term investment. On the other hand, if you choose to go aggressive, you would want to have coverage in terms of breadth of equity markets—both domestic and overseas.

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That is, you would want a fund that invests freely in both Indian stock market and overseas stock market. If you are taking this route, a fund such as Parag Parikh Flexi-cap Fund would be a good choice. Never miss a story! Stay connected and informed with Mint.

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Policy thought-leaders, Don Drummond and Duncan Sinclair, release long-term care report seeking to reshape the future for Canadian seniors